Web3 investment space today is Web2-operated crypto investment with high-entry capital expectation, capital inefficient investing models, and no guaranteed allocations without token utility, insurance reserves and public good education. At OpenPad, we developed a community-run treasury investment model, lowering the investment barriers to $1 with a 100x more efficient capital allocation model for retail investors, allowing everyone to invest with 100% guaranteed allocation. Moreover, we designed multiple financial instruments, including insurance funds, dividend and renting models, interest pools and community-operated treasuries for fair and efficient Web3 investment.